Idioms- "Saddled with debt..."

Across the Board - this refers to everything or everyone. This idiom is used to say that nothing or nobody would be exempted.

Example: The union wants a salary increase across the board. It wants a raise in the compensations of rank-and-file employees, supervisors, and managers.

Strike While the Iron is Hot - to seize a present opportunity that may easily go away. It means to take advantage of an existing chance.

Example: The executives decided to strike while the iron is hot and bought into the fast-growing and progressive start-up company quickly.

Saddled with Debt - when people are burdened with huge debt.

Example: Saddled with debt, the bank filed for bankruptcy and for protection against debt collectors.

Calculated Risk - a risk or an action that has been well studied and is thought to have high chances of resulting in success.

Example: We were taking a calculated risk when we decided to invest in stocks rather than in bonds. We felt that stocks investments, while risky, would give us high returns in the future.

Heads will Roll - it means that someone or some people will be punished.

Example: Heads will roll when media people learn about this multi-million-dollar fraud.

Idiom - to put your foot in your mouth

'to put your foot in your mouth' or 'to put your foot in it'

means to say something by accident which embarrasses or upsets someone.

Idiom - to put your foot in it

“To put your foot in it” means to say something by accident which embarrasses or upsets someone.

Idioms - Business Expressions

(to) climb the corporate ladder

advance in one's career; the process of getting promoted and making it to senior management
Example: You want to climb the corporate ladder? It helps to be productive and to look good in front of your boss.

dog-eat-dog world
a cruel and aggressive world in which people just look out for themselves
Example: Your company fired you shortly after you had a heart attack? Well, it's certainly a dog-eat-dog world!

Origin: This expression dates back to the 1500's. Wild dogs were observed fighting aggressively over a piece of food. The connection was made that people, like dogs, often compete aggressively to get what they want.

(to) drum up business
to create business; to find new customers
Example: Sales have been very slow lately. Do you have any ideas for drumming up business?

(to) generate lots of buzz
to cause many people to start talking about a product or service, usually in a positive way that increases sales
Example: Procter & Gamble generated lots of buzz for its new toothpaste by giving away free samples to people on the streets of New York City.
Note: "Buzz" is a popular word for "attention."

back-of-the-envelope calculations
quick calculations; estimates using approximate numbers, instead of exact numbers
Example: I don't need the exact numbers right now. Just give me some back-of-the-envelope calculations.

Idioms - Communication

To hear it on the grapevine —To hear about something passed from one person to another.                    

“I I hear it on the grapevine that they’re outsourcing some of the financial services. When do you think they’ll announce it officially?”

To put it in a nutshell - To summarise briefly                                            

“It’s a rather long-winded proposal, but to put it in a nutshell, if we set up a creche and offer flexitime, our productivity should increase.”

To get straight to the point — To start talking immediately about the most important information             

“Ok, I’ll get to the point without wasting any more time—we’ve decided to restructure our business units to make them more efficient”

To put someone in the picture  —To give someone the latest information about a situation in order for them to be aware of what is going on.         

 “Several important changes occurred while you were away so I need to put you in the picture straightaway”

Idiom - Overstep the mark

If you overstep the mark you go too far and upset someone by saying or doing something that is unacceptable 

“Patrick is really angry with his colleague. He overstepped the mark when he criticised Patrick’s work in front of everyone at the meeting”

Idiom - to Bite the Bullet

"to bite the bullet"

To make a difficult or painful decision; to take a difficult step
Example: When demand was down, U.S. automakers had to 
bite the bullet and cut jobs.

Origin: This idiom comes from the military. During the Civil War in the United States, doctors sometimes ran out of whiskey for killing the pain. A bullet would be put in the wounded soldier's mouth during surgery. He would "bite the bullet" to distract him from the pain and keep him quiet so the doctor could do his work in peace.

Idiom - talk out of your hat

“You’re talking out of your hat!! You don’t know the first thing about banking!” 

To talk out of your hat = to be talking about a subject as if you knew a lot about it when in fact you know very little